Spherium is a financial ecosystem that unifies the current scattered DeFi landscape. Spherium provides a single platform for multi-asset, cross-chain swaps, crypto financing solutions, and cross-chain operability. Spherium solves the fragmentation problem in the DeFi landscape, by providing a holistic ecosystem to its users, where they can store their crypto assets via a wallet, swap them, lend/borrow them, and earn staking and protocol rewards all in one place. Spherium also solves the problem of slow and expensive transactions in solutions built on Layer 1. We are building Spherium on Layer 2 to provide our users with fast and cheap transactions. Lastly, we are solving the issue of the lack of cross-chain interoperability. Interacting with several blockchains and swapping, lending, and borrowing across them will be facilitated by our ecosystem.